The sky isn't falling, at all, even if we lose to Utah.
Sure, Miami was ranked 15th and they were good, but we lost by 2 to end the season. Last year we dropped 5 of our last 7 including Miami, NC State, BC, Syracuse, and Miami again. The LaRavia team lost 4 of their final 7, including Miami, Duke, Clemson, and BC. And most teams, even not-so-great teams, pull off a big upset every now and then. Our near miss seasons have been marred by so few big upsets. It all depends on what 'be a factor' looks like.